By Geoff McIntosh
Apartment Association of California Southern Cities
|I am pleased to announce the new tenant screening platform is up and running! We have been telling you that a change was coming and it is here.
Our new provider, The Screening Pros, has developed a system whereby previous addresses of prospective tenants are pulled from credit lines and then checked for evictions. On the first day of trials we found several evictions based on this system, a more thorough search for you!Consumer Credit Reports: Your applicant’s financial obligations and payment patterns play an important part in your rental decision. Information such as public records, collection accounts, trade lines and payment history, social security verification, address and employment verification are only a few of the many features included with every consumer credit report.
Is it difficult to read and comprehend the credit bureaus “raw” credit report format? Not at all, every credit report comes with The Screening Pros’ re-formatted, easy-to-read credit report tool for easy comprehension.
Fraud Alerts and National Security Warnings: It is difficult at times to obtain the entire picture, especially if your applicant is deliberately committing fraud and avoiding the law. Information and tools available from the credit bureaus and various government agencies will assist you in identifying potentially high-risk applicants.
Eviction Reports: Avoid headaches and the possibility of assuming another landlord’s nightmare! The Screening Pros’ proprietary eviction database will identify those tenants who have been previously sued by other landlords. The eviction records include detailed information such as: filings, judgments, case types, defendants and co-defendants, filing addresses, case dispositions and other detailed information needed to identify the one-time eviction filing, or the habitual abuser of the court system.
Resident History Reports: Supplied by members throughout the country, The Screening Pros’ database of Residential History Reports will identify those tenants who have skipped owing rent, created a substantial nuisance, vacated after an eviction notice was served or other factual, non subjective data that could represent a financial risk to your property or hazard to other residents. Positive residential history reports are also identified.
Criminal Reports: Depending on your criminal report needs, The Screening Pros offers a variety of criminal reports options, such as, a multi-state criminal record search including sexual predator information or a comprehensive county records search identifying the most recent misdemeanor and or felony criminal records.
It may not be permissible by some state laws to reject an applicant where a statewide registered sex offender database was used to identify if an applicant is a sexual predator. Always consult with your attorney for added fair housing protection.
Fugitive Cross Checking: We’re working behind the scenes with the federal government for your added protection. On a regular basis, The Screening Pros transmits records to the federal government to be processed thorough various fugitive and most wanted databases. All positive hits on wanted individuals are expeditiously handled through local law enforcements agencies. The fugitive Cross Checking service is processed automatically at no charge to you.
TeleCheck Reports: Did you know that an applicant’s income only represents the ability to pay your rent and not the willingness? Since your resident’s rent check is most likely the largest check they will write each month, make sure it’s good.
TeleCheck is the world’s leading check verification service. TeleCheck’s extensive database will identify applicants who have a history of writing bad checks or those applicants who currently have bad checks pending with other merchants.
Business Credit Reports and Corporate Records: Do you deal with corporate guarantors? The Screening Pros offers business credit reports exclusively through Experian’s Business Solutions. In addition to business credit worthiness, The Screening Pros can identify if the company you’re about to do business with is a bona fide organization and licensed to do business without any penalties and or violations.
As an additional service, The Screening Pros can create a rental decision making product specifically designed for businesses. It is as easy as receiving and “accept”, “conditional accept” or “decline” for those complicated business transactions.
We believe the wait for this product has been worth it. We know you will too!